Cancer
An insurance policy that pays cash benefits to the policy holder upon initial diagnosis of cancer and sometimes over the course of treatment. The cash benefits are paid directly to the policy holder and can be used however needed. Typically one would use it to pay their have to bills like mortgage, rent, car, etc.
Once you are diagnosed with internal cancer, or a malignant melanoma or sometimes a skin cancer that has metastasized over course of treatment. For instance, Health insurance pays the policy holder directly, cash benefits to be used however they see fit.